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Vendor : Financial
Exam Code : Series-7
Exam Name : Series 7
Questions and Answers : 10 Q & A
Updated On : March 16, 2018
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BMW denies 3-collection exceeded NOx emissions by using 7.2 instances over Euro 6 necessities | real questions with brain dumps" alt="" width="660" height="440"/>

BMW has denied that engine management utility shut off a device filtering nitrogen oxides (NOx) emissions in some of its diesel cars after a German environmental community alleged that a 3-sequence estate automobile in a series of highway exams emitted amounts of NOx which were seven instances above the criminal restrict.the 2-litre, 320d automobile, which is designed to fulfill the newest Euro 6 requisites on emissions, exceeded the statutory cap of 80 milligrammes of NOx per kilometre through a normal of 2.6 instances in eight street exams and even via 7.2 times when the vehicle's speed was extended via 10 percent, Deutsche Umwelthilfe (DUH) mentioned on Tuesday.

despite the fact, in a separate set of static curler-bed checks additionally carried out by the DUH in October, the outcomes of that have been now not independently confirmed, the equal BMW vehicle's NOx emissions remained vastly under the 80 milligrammes per kilometre restrict at regular speeds and when the pace became multiplied by using 10 percent, the neighborhood said."The results supply very clear signs of illegal defeat devices in the engine manage software," DUH managing director Juergen Resch told a news conference. "The car have to provide for thoroughly purposeful exhaust gasoline cleaning in all typical working instances."

The DUH's findings were reported through German broadcaster ZDF's programme WISO and every day newspaper Tagesspiegel on Monday night.the realm's 2d largest luxury automaker with the aid of income denied any wrongdoing. It mentioned its vehicles complied with criminal requirements and had now not been manipulated, a place it has maintained ever due to the fact Volkswagen admitted in September 2015 to dishonest in U.S. NOx emission assessments."There aren't any activities of technical provisions to affect the check mode used to measure emissions - that capacity that our exhaust systems are lively both on the verify mattress and in follow," the neighborhood noted in a press release.

The carmaker's development chief, Klaus Froehlich, on Tuesday brushed aside the allegations as a crusade against BMW and mentioned the company would battle the accusations.The DUH referred to it has asked the German Transport Ministry and the KBA motor car watchdog to overview the class acclaim for the BMW 320d model and concern a mandatory bear in mind for affected fashions should its look at various outcomes become proper.The Transport Ministry could not be reached for comment and a spokeswoman for the KBA motor transport regulator declined to comment.

Webster economic supplier announces Pricing Of Public providing Of Six Million Depositary Shares Representing hobbies In... | real questions with brain dumps

WATERBURY, Conn., December 5, 2017 /PRNewswire/ -- Webster Financial agency ("Webster") (NYSE: WBS), the maintaining business for Webster Financial institution, N.A., announced nowadays that it had priced an underwritten public offering of 6,000,000 depositary shares ($one hundred fifty million of mixture public offering expense), each and every representing a 1/a thousandth pastime in a share of its series F Non-Cumulative Perpetual preferred stock, with a liquidation option of $25,000 per share (corresponding to $25 per depositary share). Dividends will accrue and be payable on the liquidation volume of $25,000 per share of series F favored inventory in arrears at 5.25% once a year only when, as, and if declared via the board of administrators of Webster (or a duly approved committee of the board) and to the extent Webster has legally purchasable funds to pay dividends. The offering is anticipated to shut on or about December 12, 2017, subject to time-honored closing situations.

Webster expects to make use of the internet proceeds from the sale of the depositary shares representing pastimes within the series F favorite inventory to redeem all of our issued and wonderful sequence E favorite inventory. Webster expects to use the closing internet proceeds that are in excess of the quantity required for the redemption of the sequence E favorite stock for regular company functions.

Merrill Lynch, Pierce, Fenner & Smith integrated, Wells Fargo Securities, LLC, J.P. Morgan Securities LLC and Citigroup world Markets Inc. are serving as joint e-book-running managers for the offering. Deutsche bank Securities Inc., Sandler O'Neill + partners, L.P. and Keefe, Bruyette & Woods, a Stifel enterprise, are serving as co-managers for the offering.

A shelf registration remark, including a prospectus, with appreciate to the offering turned into in the past filed via Webster with the Securities and alternate commission (the "SEC") and became positive on December 17, 2014. A preliminary prospectus complement relating to the providing has been filed with the SEC. The providing will be made handiest by way of capacity of a prospectus complement and accompanying base prospectus. Copies of the prospectus supplement and the accompanying prospectus concerning these securities can be received without charge from Merrill Lynch, Pierce, Fenner & Smith incorporated, attention: Prospectus branch, 200 North college road, NC1-004-03-forty three, Charlotte, NC 28255-0001, mobilephone toll-free (800) 294-1322 or through e mail, Wells Fargo Securities, LLC, consideration: WFS client provider, 608 2nd Avenue South, Suite one thousand, Minneapolis, MN 55402, mobilephone toll-free (800) 645-3751 or via email, J.P. Morgan Securities LLC, 383 Madison Avenue, long island, new york 10179, consideration: investment Grade Syndicate Desk, mobile compile (212) 834-4533, Citigroup global Markets Inc., c/o Broadridge monetary solutions, 1155 manhattan Avenue, Edgewood, new york 11717, cellphone toll-free (800) 831-9146 or by using electronic mail a copy of the prospectus complement and accompanying base prospectus may also be received without charge by touring the SEC website at 

This press release shall now not constitute a proposal to promote or the solicitation of any present to purchase any safety, nor shall there be any present or sale of those securities in any jurisdiction in which such offer, solicitation or sale would be illegal just before registration or qualification beneath the securities laws of this kind of jurisdiction.


Webster fiscal organization is the retaining enterprise for Webster Financial institution, national affiliation. With $26.four billion in property, Webster gives company and buyer banking, mortgage, economic planning, have confidence, and funding capabilities through 167 banking facilities and 338 ATMs. Webster also offers cell and cyber web banking. Webster Financial institution owns the asset-based lending company Webster enterprise credit score company; the equipment finance enterprise Webster Capital Finance employer; and HSA bank, a division of Webster Financial institution, which gives health discount rates account trustee and administrative features. Webster bank is a member of the FDIC and an equal housing lender.


forward-looking statements

This liberate consists of "ahead-searching statements" within the meaning of the private Securities Litigation Reform Act of 1995 (the "Act"). forward-searching statements may also be recognized by phrases akin to "believes," "anticipates," "expects," "intends," "centered," "proceed," "remain," "will," "should still," "might also," "plans," "estimates," and an identical references to future intervals; besides the fact that children, such words aren't the exclusive potential of selecting such statements. Examples of ahead-searching statements include, however don't seem to be constrained to: (i) projections of revenues, charges, profits or loss, revenue or loss per share, and different economic gadgets; (ii) statements of plans, pursuits, and expectations of Webster or its management or Board of administrators; (iii) statements of future Financial efficiency; and (iv) statements of assumptions underlying such statements. ahead-searching statements are in accordance with Webster's present expectations and assumptions related to its enterprise, the economy, and other future circumstances. as a result of ahead-searching statements relate to the long run, they are subject to inherent uncertainties, dangers, and alterations in situations which are complex to predict. Webster's precise effects may additionally vary materially from those reflected by the ahead-searching statements, that are neither statements of old reality nor ensures or assurances of future performance. factors that may trigger precise outcomes to differ from these discussed within the forward-looking statements consist of, however don't seem to be limited to: (1) native, regional, country wide, and foreign economic situations and the have an effect on they may also have on us and our consumers and our assessment of that have an impact on; (2) volatility and disruption in countrywide and international Financial markets; (three) govt intervention within the U.S. Financial device; (4) adjustments within the degree of nonperforming assets and can charge-offs; (5) alterations in estimates of future reserve necessities primarily based upon the periodic overview thereof below crucial regulatory and accounting requirements; (6) opposed situations within the securities markets that result in impairment within the cost of securities in our funding portfolio; (7) inflation, activity expense, securities market, and monetary fluctuations; (8) the timely building and acceptance of latest items and functions and perceived typical value of these items and features with the aid of purchasers; (9) alterations in customer spending, borrowings, and rate reductions habits; (10) technological alterations and cyber-protection concerns; (11) the means to boost market share and control fees; (12) adjustments in the aggressive atmosphere among banks, monetary keeping businesses, and different monetary features suppliers; (13) the effect of changes in legal guidelines and regulations (together with legal guidelines and rules regarding taxes, banking, securities, and assurance) with which we and our subsidiaries ought to comply, together with the Dodd-Frank Wall street Reform and consumer insurance policy Act; (14) the impact of adjustments in accounting policies and practices, as could be adopted by using the regulatory groups, as smartly as the Public company Accounting Oversight Board, the fiscal Accounting requirements Board, and different accounting typical setters; (15) the expenses and consequences of prison and regulatory tendencies including the decision of felony court cases or regulatory or different governmental inquiries and the results of regulatory examinations or reports; (16) our success at managing the risks involved in the foregoing items and (17) the different components that are described in Webster's Annual record on kind 10-k and Quarterly reports on form 10-Q under the headings "possibility elements" and "management discussion and evaluation of fiscal situation and outcomes of Operation." Any forward-looking remark made by means of Webster in this free up speaks simplest as of the date on which it is made. components or events that could trigger Webster's genuine effects to vary can also emerge every now and then, and it is not possible for Webster to predict all of them. Webster undertakes no duty to publicly replace any ahead-looking observation, even if as a result of new information, future traits or in any other case, apart from as may be required by using legislation.

Media Contact:

Investor Contact:

Alice Ferreira, 203-578-2610

Terry Mangan, 203-578-2318  

View common content:

source Webster economic service provider

Bitcoin increase: Cryptocurrency utility developer Libra secures $7.eight million in sequence A funding | real questions with brain dumps

Bitcoin and other cryptocurrencyphotograph via shutterstock

When the Bitcoin bubble burst in 2011, some economic consultants felt definite the mysterious world of cryptocurrency had met its conclusion. On Monday, cryptocurrency software developer Libra secured $7.8 million in collection A funding and proved that digital currencies like Bitcoin, Ethereum and Monero are here to reside.

Libra has been gaining attention for its imaginitive expertise and buyers naturally took word. “The [Libra] engineering group has constructed one of the world’s largest managed provider infrastructure programs for the largest banks on the planet,” CEO Jake Benson told inbuilt.

The funding circular changed into led through an anonymous however “well-known, multi-billion greenback European family unit office,” in response to Libra’s respectable remark. also contributing to the round had been project capital company Liberty city Ventures, cryptocurrency-certain investors XBTO and increase VC, and facebook investor Lee Linden.

Libra presents several business solutions for corporations working with cryptocurrency and different blockchain-primarily based applied sciences. peculiarly, Libra develops utility that allows for corporations to standardize, automate and analyze exchanges made the usage of digital currencies. With these clean cash, the enterprise intends to expand on their pre-latest capabilities whereas additionally ramping up new applied sciences.

Benson informed inbuilt the funding might be used to add personnel to its engineering, income and advertising and marketing teams. After staffing up, Benson stated the company intends to improve the transparency for its disbursed facts — a crucial intention in an industry the place transparency is notoriously restrained. 

In 2014, Libra raised $500,000 in seed funding, and this latest wave of funding brings Libra’s funding complete to $eight.three million after two rounds. Securing this series A wraps up a big year for Libra, which also relocated from San Francisco to big apple city in January of 2017.

“We moved our workplaces [...] so we may be in the capital of the monetary markets. lots of our existing and future shoppers are in big apple, so we need to be here to grow our company,” Benson referred to.

The funding additionally comes at the tailend of a standout year for cryptocurrency in customary. On Monday, Bitcoin — one of the crucial world’s most generic and beneficial cryptocurrencies — turned into valued at over $10,000 per unit. identical currencies are additionally steadily climbing in cost, and former naysayers admit cryptocurrency might turn into an incredible participant in global fiscal markets.  

In different words: Libra’s funding couldn't have come at a better time, and sets them up to be a huge player on this planet of, as the new york times calls it, “digital gold.”

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Simon Callow, Sian Gibson and Denis Lawson will all visitor superstar on loss of life in Paradise collection 7 | real questions with brain dumps

©  BBC/purple Planet/Denis Guyenon

Simon Callow, Sian Gibson and Denis Lawson were demonstrated because the new guest stars of BBC One's loss of life in Paradise.

Filmed on the French-Caribbean island of Guadeloupe, dying in Paradise returns to the Beeb within the New year for its seventh series.

different guest stars consist of Mark Benton (Waterloo street), James Faulkner (video game of Thrones), Levi Roots (Caribbean food Made effortless) Suzanne Packer (Casualty), Charlotte Beaumont (Broadchurch), and Harry Richardson (Poldark).

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Embargoed for publication until 00:00:01 on Tuesday 28/11/2017: Death in Paradise season 7

©  BBC/purple Planet/Denis Guyenon

Oh, and Adjoa Andoh (doctor Who), Richard Harrington (Hinterland, Lark upward thrust To Candleford), Richie Campbell (Liar), John classes (The Loch), Katy Wix (not Going Out), Steve Toussaint (Prince of Persia) and Zoe Boyle (Sons Of Anarchy) too.

they will be becoming a member of sequence regulars Ardal O'Hanlon – who reprises his function as Detective Inspector Jack Mooney, taking over after Kris Marshall's departure – as well as Josephine Jobert, Danny John-Jules, Tobi Bakare, Elizabeth Bourgine and Don Warrington.

DI Jack Mooney is adapting to island life while additionally taking part in poker masterminds at their personal game and uncovering secrets and techniques and lies within a famous reggae band, at the same time as DS Florence Cassell (Josephine Jobert) tackles runaway suspects.

Kris Marshall and Sally Bretton in Death in Paradise

©  BBC/red Planet/Steffan Hill

somewhere else, romance could be within the air for Officer Dwayne Myers (Danny John-Jules), while a secret from Officer JP Hooper's (Tobi Bakare) previous returns to hang-out him.

Tim Key, government producer of demise In Paradise, referred to: "We're delighted to welcome so many famous faces for what promises to be a stupendous sequence of demise in Paradise.

"we've bought the superb weather for a post-Christmas treat – and some of our most perplexing puzzles ever! We can't watch for the viewers to see what the team are up to this 12 months."

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Recording King dirty '30s collection 7 Single 0 restrained edition Lily of the Valley Acoustic Guitar Tobacco Sunburst | real questions with brain dumps

Recording King soiled '30s collection 7 Single 0 constrained edition Lily of the Valley Acoustic Guitar Tobacco Sunburst | Guitar center

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pass to main content material skip to footer site51500000048788 site51500000000037169 New J52885 Recording King soiled '30s collection 7 Single 0 constrained version Lily of the Valley Acoustic Guitar site51500000048788 false

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"pageUrl":"GuitarCenterApp://ProductDetailsPage", "pageParams":"identity=site51500000000037169" merchandise #:  1500000048788 ABA
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  • The Recording King sequence 7 is an acoustic Single 0 with a sound that belies its price. Chalk it as much as Recording King's super clear move Lap bracing and premiere materials. no doubt, the collection 7 ... click on To study greater About This Product

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    The Recording King collection 7 is an acoustic Single 0 with a sound that belies its cost. Chalk it as much as Recording King's tremendous clean go Lap bracing and most beneficial substances.

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  • physique type: Parlor
  • Cutaway: No
  • accurate wood: Spruce
  • again & facets: Whitewood
  • Bracing pattern: X
  • physique conclude: Satin
  • Orientation: correct exceeded
  • Neck
  • Neck form: C thin
  • Nut width: 1.675 in. (forty two.5 mm)
  • Fingerboard: Revebond
  • Neck wood: Nato
  • Scale size: 25.4 in.
  • number of frets: 20
  • Neck conclude: Satin
  • Electronics other
  • Headstock overlay: not particular
  • Tuning machines: Ivory button
  • Bridge: Rosewood
  • Saddle & nut: Bone
  • variety of strings: 6-string
  • special elements: None
  • Case: bought one by one
  • add-ons: None
  • nation of foundation: China
  • pro coverage

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    city mash-up series: 7 hybrid cities delivered to lifestyles | real questions with brain dumps

    Combining elements to reimagine two cities in a single

    if you’ve seen Disney’s animated function massive Hero 6, you’re universal with the city of San Fransokyo – a mash-up between San Francisco and Tokyo. smartly, the sight of the Golden Gate Bridge amidst japanese-trend structure inspired us to create some fusions of our personal.

    We selected 14 iconic cities from all over and paired them into hybrid cities. From new york to Rome, Rio de Janeiro to Cape city and past, we combined the different structure and points of interest from every metropolis to create a very exciting destination. Planning a city break and don't have any thought the place to beginning? These mash-united states of americawill inspire you to plot the excellent commute.

    1. Rio Londoneiro

    wish to kick back and relax, however also experience culture and museums? We’ve taken the most effective bits of London and Rio De Janeiro to create a hybrid metropolis the place that you could do both. In Rio Londoneiro, you could spend a day sunning your self on Copacabana seaside under the watchful eye of Christ the Redeemer. once you’ve topped up your tan, take in one of the vital many tourist sights. possibly a ride on the London Eye for mind-blowing views of the shorelines, mountains and famous constructions during this astonishing metropolis.


    2. Bang York

    Bang York Bang York – the city that’s so fine they named it twice. As you’d expect from a hybrid metropolis produced from Bangkok and manhattan, there’s so a good deal to look and do right here. It’s the metropolis that by no means sleeps, so thankfully there’s no shortage of espresso stores and locations to consume. Spend the morning getting zen with the aid of traveling one of the four hundred Buddhist temples in the metropolis. Then head over to relevant Park, where that you may discover every thing from boat rides and trails to the zoo and ideal picnic spots. The nighttime is when it all goes down, notwithstanding. soak up a Broadway reveal and surprise at the the long-lasting skyscrapers and vivid city lights.


    three. Cape Roma

    If it’s romance you desire, we suggest a city destroy in Cape Roma. The ultimate hybrid metropolis of Cape town and Rome. walk across the classical ruins, renaissance palazzos and baroque fountains to make some really magical recollections along with your companion. in the night, you have your option of delicacies – this historic port has all of it. Have your meal on the waterfront within the shadow of table Mountain before capping off the nighttime with a stroll along the seashore. The attractions and tastes of this surprising city make Cape Roma one of the crucial world’s most romantic cities.


    4. Sydnakech

    Sydney plus Marrakech equals Sydnakech; the hybrid metropolis that takes you on a event through time with its exciting mixture of ancient and new structure. There’s only one region to start: no go back and forth to this metropolis is comprehensive without a stroll over the Harbour Bridge on a way to the enduring Opera condominium. After that, it’s time to head searching. Sydnakech is domestic to one of the vital optimum and most authentic stores on this planet. There is not any end to the magnificence of this metropolis; the tiling, fountains and floral motifs make it a truly appealing area to explore.


    5. Dubaris

    you probably have a fondness for architecture, Dubaris is the region to consult with. This hybrid city made out of Dubai and Paris elements examples of architecture from the core a long time to the modern day. To delivery, you could’t leave out the enduring Eiffel Tower. Why not take an elevator to the proper and spot the metropolis from the sky? Dubaris is full of landmarks; majestic mosques, modern souks… and let’s now not overlook the tallest building on the earth, the Burj Khalifa.


    6. Moscanbul

    Moscanbul is really an unforgettable deal with for the eyes, as you may predict from a hybrid city created from Moscow and Istanbul. On getting into red rectangular, you’d be forgiven for rubbing your eyes to verify that you just weren’t seeing issues. nonetheless it’s very true: these multicolored bonfire flames rising into the sky are in reality Saint Basil’s Cathedral. this is a bustling city with a good deal to see and do. There are numerous historic mosques, synagogues, palaces, castles, towers and markets to check out, so plan your time for this reason.


    7. Seoulhi

    made from Seoul and Delhi, Seoulhi is evolving directly, nevertheless it has one foot firmly rooted in the past. On one hand, the city has a major collection of futuristic architecture. strolling around right here can feel like you’re a personality within the new Blade Runner movie. but for those who suppose like a transformation, step again in time to the the historic town, the place that you could take excessive tea and explore the many eras of historical structure that the historic sector has to present.

     Feeling inspired to travel? These imaginary fusion cities often is the perfect destination for any adventurer. It’s a shame they’re most effective fantasy. but whats up, the precise cities are available so that you can explore, and maybe you see them in a a bit distinctive gentle now. So what’s your subsequent destination?

    SourcesLonely Planet. (2017). Rio De Janeiro. lonelyplanet.comVisit London. (2017). talk over with London. (2017). 10 have to-See Temples in Bangkok. bangkok.comNYC Go. (2017). ny metropolis. nycgo.comLonely Planet. (2017). Rome. lonelyplanet.comLove Cape city. (2017). Cape city. capetown.travelSydney. (2017). Sydney. sydney.comVisit Marrakech. (2017). Marrakech. visitmarrakech.maVisit Dubai. (2017). Dubai. visitdubai.comParis info. (2017). Paris. en.parisinfo.comMoscow information. (2017). Moscow. moscow.infoVisit Istanbul. (2017). Istanbul. visitistanbul.orgVisit Seoul. (2017). Seoul. visitseoul.netDelhi Tourism. (2017). Delhi. Vancouver. (2017). Vancouver. tourismvancouver.comJapan e book. (2017). Japan.

    Expedia compensates authors for his or her writings appearing on this web page, such compensation may additionally include travel and different prices.

    Expedia visitor writer here is the guest writer of the Expedia Viewfinder weblog. here you’ll discover go back and forth information, in-destination points, the newest on new products from Expedia and more – all from an eclectic group of trip trade insiders and influencers. Are you an avid visitor with whatever thing to share? if so, we’d like to hear from you. if you’re attracted to being a guest creator send us an e-mail at and tell us a bit bit greater about yourself and what you’re interested in writing about. If we consider there’s a pretty good fit, we’ll reply lower back with greater suggestions. thanks and secure travels! latest posts by using Expedia visitor author (see all)

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    Financial Series-7 Exam (Series 7) Detailed Information

    Series 7 Exam
    This exam is administered by the Financial Industry Regulatory Authority (FINRA) and provides an individual with the qualifications necessary in order to make different types of trades with all types of general securities, excluding commodities and futures. It is also one of the steps necessary in order for a member firm associate to register with FINRA. The Series 7 exam must be passed in order to take many other principal exams offered by FINRA. FINRA announced in 2015 that they will be making major changes to their exam structure by introducing The Securities Industry Essentials Exam (SIE)
    1. Getting Started
    2. Equities
    3. Securities Transactions
    4. Debt Securities
    5. Municipal Securities
    6. Packaged Securities
    7. Retirement Accounts
    8. Derivatives
    9. Customer Accounts
    10. Determining Customer Objectives
    11. Portfolio Management
    12. Risk and Tax Considerations
    13. Rules and Regulations
    The Series 7 exam is administered by the Financial Industry Regulatory Authority (FINRA) (previously the National Association of Securities Dealers (NASD)) and provides an individual with the qualifications necessary in order to process trades with all types of corporate securities, excluding commodities and futures. The Series 7 exam must be passed in order to take many other principal exams offered by FINRA.
    Because the Series 7 Examination intends to measure competence at an entry level, every effort is made to avoid including questions that can only be answered correctly by a small proportion of candidates. The measurement purpose of the Series 7 Examination is to determine whether or not a candidate has attained the level of competency required to function as a Registered Representative (RR), not to rate the candidate in relation to the candidate group. In other words, you are not competing with anyone. You are just taking an entry-level, pass-fail exam.Here is some more useful information:
    Time Limit Six hours. Three in the morning, followed by a one-hour break, then three in the afternoon.
    Questions 250 multiple choice questions Questions are comprised of inter-related components: functions, tasks, knowledge statements and rule knowledge
    Passing Score 72%
    Exam Fee $290 as of August 2012. For more see the FINRA Registration/Exam Fee Schedule.
    Exam Date(s): Exams occur on any weekday. Find your US or International exam center here.
    Prerequisites: You must be sponsored by a financial company who is a member of FINRA, or a Self-Regulatory Organization (SRO).
    You probably already know about the Catch-22 inherent in getting a Series 7 license. To get a job in financial securities, you need a Series 7, but to get a Series 7, you need a job in financial securities.This presents a difficult, but not insurmountable, problem. There are similar hurdles to getting through any licensure or apprenticeship program for any job worth having. There is more than one way to get into the business, and within this section we will give you a few suggestions.
    Series 7 Exam - General Securities Representative Examination (GS)
    The Series 7 exam – the General Securities Representative Qualification Examination (GS) – assesses the competency of an entry-level registered representative to perform his or her job as a general securities representative.
    The exam measures the degree to which each candidate possesses the knowledge needed to perform the critical functions of a general securities representative, including sales of corporate securities, municipal securities, investment company securities, variable annuities, direct participation programs, options and government securities.
    The exam consists of 250 scored questions and an additional 10 unscored pretest questions. Candidates are given six hours to complete the exam and it is conducted in two three-hour sessions with 130 questions per session. The passing score is 72 percent.
    Please see NASD Rule 1032(a) General Securities Representative for more information.
    Content Outline
    Permitted Activities
    Taking The Exam
    Key Questions
    Using Reference Materials
    Content Outline
    The Series 7 Content Outline provides a comprehensive guide to the range of topics covered on the exam, as well as the depth of knowledge required. It includes sample questions to acquaint a candidate with the types of multiple-choice questions on the exam. The outline is comprised of the five main job functions of a Series 7 representative:
    Function 1—Seeks business for the broker-dealer through customers and potential customers
    Function 2—Evaluates customers’ other security holdings, financial situation and needs, financial status, tax status, and investment objective
    Function 3—Opens accounts, transfers assets and maintains appropriate account records
    Function 4—Provides customers with information on investments and makes suitable recommendations
    Function 5—Obtains and verifies customers’ purchases and sales instructions, enters orders, and follows up
    Download: Series 7 Content Outline
    The Series 7 does not have a prerequisite exam.
    Please see Register a New Candidate for more information on the registration process.
    Permitted Activities
    A candidate who passes the Series 7 exam is qualified for the solicitation, purchase and/or sale of all securities products, including corporate securities, municipal fund securities, options, direct participation programs, investment company products and variable contracts.
    Covered activities and products include:
    Public offerings and/or private placements of corporate securities (stocks and bonds)
    Mutual funds
    Money market funds
    Unit investment trusts (UITs)
    Exchange traded funds (ETFs)
    Real estate investment trusts (REITs)
    Options on mortgage-backed securities
    Government securities
    Repos and certificates of accrual on government securities
    Direct participation programs
    Securities traders
    Venture capital
    Sale of municipal securities
    Hedge funds
    Taking the Exam
    The table below lists the allocation of exam questions for each main job function of a general securities representative.
    Major Job Functions Percentage of Test Questions Number of Test Questions
    (F1) Seeks business for the broker-dealer through customers and potential customers 27% 68
    (F2) Evaluates customers’ other security holdings, financial situation and needs, financial status, tax status, and investment objectives. 11% 27
    (F3) Open accounts, transfer assets, and maintains appropriate account records. 11% 27
    (F4) Provides customers with information on investments and makes suitable recommendations. 28% 70
    (F5) Obtains and maintains customer’s purchase and sales instructions, enters orders, and follows up. 23% 58
    TOTAL 100% 250
    See On the Day of Your Exam for more information.
    Key Questions
    1. If I pass the Series 7, will I be able to trade municipal securities?
    If an individual took and passed the Series 7 prior to November 7, 2011, he or she will be able to trade municipal securities, structure municipal securities underwritings and perform certain other activities involving municipal securities.
    If an individual took and passed the Series 7 on or after November 7, 2011, he or she will be qualified to engage only in municipal securities sales to, and purchases from customers. If an individual wants to be qualified to structure municipal securities underwritings or perform activities involving municipal securities that are beyond the scope of selling municipal securities to and purchasing municipal securities from customers, that individual would have to take and pass the Series 52 (Municipal Securities Representative Exam).
    2. Does Series 7 serve as a pre-requisite to the Series 53 (Municipal Securities Principal Exam)?
    If an individual took and passed the Series 7 prior to November 7, 2011, he or she is qualified to sit for the Series 53 examination.
    If an individual took and passed the Series 7 on or after November 7, 2011, he or she would have to take and pass the Series 52 (Municipal Securities Representative Exam) as a prerequisite to taking the Series 53 examination.
    3. What is the difference between Series 7 and Series 62?
    The General Securities Representative Examination (Series 7) is an entry-level examination that qualifies the individual for registration with all self-regulatory organizations to trade:
    corporate stocks and bonds
    real estate investment trusts (REITs)
    collateralized mortgage obligations (CMOs)
    municipal securities
    options-equity, index, and foreign currency
    investment company products/variable contracts
    direct participation programs
    exchange traded funds (ETFs)
    The Corporate Securities Limited Representative Examination (Series 62) satisfies a FINRA qualification requirement for individuals who will trade corporate securities only. These include:
    corporate stocks and bonds
    collateralized mortgage obligations (CMOs)
    exchange traded funds (ETFs)
    Using Reference Materials
    The test administrator will provide whiteboard/dry erase marker and basic electronic calculators to the candidates, which must be returned to the test center administrator at the end of the testing session. Some test questions involve calculations. Only the provided calculators may be used during the examination.
    The examination may contain questions that require the use of exhibits (e.g., charts, graphs, tables). If so, the questions will indicate when to refer to an exhibit.
    Candidates are not permitted to bring any reference materials to testing sessions. Severe penalties are imposed on candidates who cheat or attempt to cheat on FINRA administered examinations.

    Brotman Financial Group Hires Two

    Brotman Financial Group, ., a financial services firm whose professionals offer wealth management services to multi-generational families, announced today that two new professionals have joined its staff – Beth Nori and Ashley Montague.

    Beth Nori joins the firm as an associate advisor, assisting the firm’s lead advisors with the development and updating of financial plans. She attends client meetings and assists with the pre-meeting preparation and the post-meeting follow-up. Beth also serves as a member of the firm’s investment committee, where she assists in the selection of asset managers and investment vendors and partners.

    Ms. Nori has over four years of experience in the financial services industry, having spent three years as an Operations Specialist and one year as a Client Relationship Manager with her prior employer. She holds a Bachelor of Science degree from Salisbury University, and is currently preparing for the FINRA Series 7 (General Securities Representative) and Series 66 (Uniform Combine State Law Examination).

    Ashley Montague is a new investment operations associate on Brotman Financial Group’s Investment Operations team, and is responsible for managing the reconciliation and performance reporting of client accounts, as well as client online access.

    Ms. Montague graduated Cum Laude from Towson University in 2011, where she earned a Bachelor’s Degree in Business Administration. She is pursuing her MBA at Loyola University Maryland, as well as preparing for the FINRA Series 7 (General Securities Representative) and Series 66 (Uniform Combine State Law Examination) currently.

    Brotman Financial Group currently employs 13 full-time staff members and services more than 300 clients nationwide.

    About Brotman Financial Group, .

    Founded in 2003 and based in Timonium, Md., Brotman Financial Group, . is an independent financial services firm whose team of Certified Financial PlannerTM Professionals provides individuals, small businesses and families with investment, retirement, estate, insurance and business planning. Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRASIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Brotman Financial is not affiliated with Kestra IS or Kestra AS. For more information, please call 410-252-4555 or visit .brotmanfinancialm.

    Get free real-time news alerts from the Lutherville-Timonium Patch.

    This post is contributed by a community member. The views expressed in this post are the author's. Registered users are welcome to post on Patch.

    Beth Nori and Ashley Montague | Brotman Financial Group.

    Beth Nori has been named an associate adviser and Ashley Montague is a new investment operations associate with Brotman Financial Group.

    Nori will assist the firm’s lead advisers with the development and updating of financial plans. She will attend client meetings and assist with the pre-meeting preparation and post-meeting follow-up. Nori will also serve as a member of the firm’s investment committee, where she assists in the selection of asset managers and investment vendors and partners. Nori has more than four years of experience in the financial services industry, having spent three years as an operations specialist and one year as a client relationship manager with her prior employer. She holds a Bachelor of Science from Salisbury University and is preparing for the FINRA Series 7 (general securities representative) and Series 66 (uniform combine state law examination).

    Montague joins Brotman’s investment operations team, and will be responsible for managing the reconciliation and performance reporting of client accounts, as well as client online access.  Montague graduated cum laude from Towson University with a bachelor’s degree in business administration. She is pursuing an MBA at Loyola University Maryland and  preparing for the FINRA Series 7 (general securities representative) and Series 66 (uniform combine state law examination).

    Information in Movers and Shakers is provided by the submitter. To submit a Movers and Shakers item, visit 

    New Wealth Advisor Joins Mountain America Credit Union

    Nov 09, 2016 (Marketwired via COMTEX) -- WEST JORDAN, UT--(Marketwired - November 09, 2016) - Mountain America Credit Union proudly welcomes Joshua Cook, the newest LPL Financial advisor at LPL Financial at Mountain America Credit Union. Cook serves the Uintah Basin, including Vernal, Roosevelt and Altamont, plus the Moab area.

    "I aim to provide members with an exceptional service experience," says Cook. "I believe the greatest probability of success comes from simplicity, a principle that I make a priority for every member I work with."

    Cook's career spans over 16 years of experience in various roles within the financial industry. A graduate of Weber State University, he received his bachelor of science in finance and business administration. Cook holds the following registrations through LPL Financial: FINRA Series 7, 63, 65 securities licenses, as well as a Utah life insurance agent's license.

    Cook is a long-time resident of the Basin. During his free time, he enjoys travel, the outdoors and shooting. His wife Cami and their three children are excited to continue to make the Basin their home for a long time to come.

    Mountain America contracts with LPL Financial, one of the nation's leading diversified service companies and the largest independent broker-dealer, to offer investment services.

    Securities and Financial Planning offered through LPL Financial, a Registered Investment Advisor. Member FINRASIPC. Insurance products offered through LPL Financial or its licensed affiliates. The investment products sold through LPL Financial are not insured Mountain America Credit Union deposits and are not FDICNCUA insured. These products are not obligations of Mountain America Credit Union and are not endorsed, recommended or guaranteed by Mountain America Credit Union or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed and loss of principal is possible. Mountain America Federal Credit Union is not a registered brokerdealer and is not affiliated with LPL Financial.

    Mountain America Credit Union has more than $5.7 billion in assets and serves more than 600,000 members, wherever they are, through online and mobile banking, 86 branches in five states, and access to more than 50,000 surcharge-free ATMs and 5,000 shared-branching locations nationwide. With roots dating back to the 1930s, Mountain America offers a variety of financial products and services for consumers and businesses, including savings accounts, auto loans, checking accounts, mortgage loans, business checking, student loans, SBA loans and retirement options. .macum for more information.

    About LPL Financial LPL Financial, a wholly owned subsidiary of LPL Financial Holdings . LPLA, -0.30% is the nation's largest independent brokerdealer (based on total revenues, Financial Planning magazine, June 1996-2016), an RIA custodian, and an independent consultant to retirement plans. LPL was founded with a pioneering vision: to help financial advisors offer truly independent financial guidance and advice. Today LPL provides an integrated platform of proprietary technology, brokerage, and investment advisory services to over 14,000 financial advisors and 700 institutions as the nation's largest independent brokerdealer, making them a leading distributor of financial products in the United States. In addition, LPL Financial supports approximately 4,000 financial advisors licensed with insurance companies by providing customized clearing, advisory platforms and technology solutions. LPL Financial and its affiliates have more than 3,000 employees with primary offices in Boston, Charlotte and San Diego. For more information, please visit .lplm.

    Media Bryan Packer 801-325-6439 Email contact

    2016 Nasdaq, . .

    Customer Relationship Advocate - Salt Lake City - 1611250

    The Expertise We’re Looking For

  • Relationship building skills
  • Commitment to customers
  • Experience in service, healthcare, or hospitality in people facing industries are strongly preferred.
  • This is a full time hourly position that offers the opportunity for overtime based on the business needs and your availability.

    The Purpose of Your Role

    You bring your passion, we’ll invest in you.  Yes, we are in financial services, but not in the competitive and old-fashioned way you might be thinking.  We offer an industry-leading, paid development program that will prepare you to engage with customers while obtaining your Series 7 and 63 licenses where you will learn all about the financial services industry products.   These inbound phone calls, chats, and email interactions can range from something as simple as an account balance inquiry to the complexity of helping inform difficult financial decisions, but your mission remains the same:  help customers feel more confident, make clearer decisions, and achieve their own financial dreams.

    The Skills You Bring

  • Your unwavering commitment to customers
  • Desire to learn and dedication to study and apply a new concepts in order to obtain your financial licenses
  • The Value You Deliver

    At Fidelity, collaboration isn’t just about working together in our small teams (15ish); it’s about improving lives together.  Our success as a firm is due to the personal responsibility and pride our associates take in getting things just right, and the compassion that drives us to go the extra mile for our customers and each other.  We ask for and act on our associates’ input on everything from busting through customer issues to designing our workspaces. 

    Your Life

    We believe that a balanced life is important. Our benefit programs are designed to help you and your loved ones balance the needs of work, life and family.  Sound too good to be true?  See for yourself and learn more about our benefit offerings. 

    Fidelity Investments was recognized as the Glassdoor Candidates’ Choice Awards for 2015 and CareerBliss 50 Happiest Companies in 2015.

    Apply now to learn more!

    Company Overview 

    At Fidelity, we are focused on making our financial expertise broadly accessible and effective in helping people live the lives they want. To do this well, as a privately held company, we place a high degree of value in nurturing a work environment that attracts the best talent and reflects our commitment to being an employer of choice. For information about working at Fidelity, visit Fidelitycareersm 

    Fidelity Investments is an equal opportunity employer

  • Do financial advisors need to pass the Series 7 exam?


    The exact nature of a financial advisor's job responsibilities determines whether he must have a Series 7 license. If a financial advisor is going to act in the capacity of selling all types of general securities, such as common and preferred stock, stock options and debt securities, then he must pass the Series 7 exam and thereby obtain a Series 7 license.

    Any financial advisor who sells investment products, as opposed to merely offering financial advice, must have the appropriate license. Federal licensing is provided by the Financial Industry Regulatory ity, or FINRA, while states use exams and licensing provided by the North American Securities Administrators Association, or NASAA.

    FINRA Licenses

    The principal FINRA licenses are the Series 6, Series 7 and Series 3. The Series 6 license grants financial advisors the right to buy and sell on behalf of their clients a small number of basic investment products, such as mutual funds and annuities.

    The Series 7 license enables financial advisors to engage in buying and selling virtually all securities-related investment products, including common and preferred stock, government and corporate bonds, and options. This is the license required for stockbrokers.

    The Series 3 license is for brokers or financial advisors who handle commodity futures trading on behalf of their clients.

    To obtain any of these licenses, a financial advisor must be employed by a financial firm, such as a brokerage, that is registered with FINRA. Upon passing the required license exam, the financial advisor becomes a registered representative of the firm.

    NASAA Licenses

    The basic NASAA license governing state qualification, the Series 63 license, known as the Uniform Securities Agent license, is required for any individual who conducts business as a financial advisor.

    The Series 65 license is for financial advisors who only provide fee-based financial advice to clients but do not directly buy or sell securities.

    The Series 66 license enables financial advisors to act in the capacity of broker-dealers, authorized to directly buy and sell investment products. A prerequisite to taking the Series 66 exam is having a Series 7 license.



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